Financial Institutions Act of 1975 : hearings before the Subcommittee on Financial Institutions of the Committee on Banking, Housing and Urban Affairs, United States Senate, Ninety-fourth Congress, first session on S. 1267, to expand competition, provide improved consumer services, strengthen the ability of financial institutions to adjust to changing economic conditions, 'and improve the flows of funds for mortgage credit : S. 1475, to amend the Federal Credit Union Act in order to improve the efficiency and flexibility of the financial system of the united states by permitting federal credit unions to operate more efficiently and to better serve the family financial needs of their members ; by reorganizing the National Credit Union Administration ; by establishing a central liquidity facility for federal and state credit unions ; and for other purposes : S. 1540, to provide for family financial centers, and for other purposes, May 14, 15, and 16 ; and June 11, 1975